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Ed Zabinski

Call Direct 780-498-1575

Make your move E-Z... Lets do some Real Estate



Most people require a mortgage to purchase a home. This section explains the elements of a mortgage including type, terms and how to qualify for one. In addition, choosing the right mortgage for your needs can help you retire this financial obligation sooner.

Mortgage Overview

A review of principles including interest rates, payments, amortization period, pre-approval process and conventional and high ratio mortgages.

Choosing a Mortgage to Meet Your Needs

This article explains the different options available, including closed, variable, assumable and vendor-buy back.

Qualifying For a Mortgage

Here is what you need to know when you apply for a mortgage. When you are prepared and have all your documents in place, you will be approved much quicker and on your way to buying your home.

Make the Most of Your Mortgage

When you are shopping for a mortgage compare terms, rates and payments. Differences in these areas could save you or cost you thousands over the life of your mortgage. This article provides some suggestions on making your payments work harder for you.

Shave Years Off Your Mortgage

Many people do not know that most of a mortgage payment goes to the interest charged. For example if your payment was 850.00, approx. 800.00 of this goes to interest and only 50.00 pays down your mortgage. Adding 10.00 to your payment will go directly to your pay down. 

Don't Forget About These Costs

This article outlines the fees that are part of the costs, including legal,  insurance, inspection, moving and ithe mortgage interest.


Ed Zabinski, RE/MAX Excellence
5607 199 Street, NW., Edmonton, Alberta T6M 0M8
Tel: 780-498-1575 Cell: 780-498-1575 Toll Free: 1-866-481-2950 Fax: 780-481-1144
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